Budget Splitter

 

 Smart Money Tool

Budget Splitter50 / 30 / 20 Rule

Needs · Wants · Savings — real-time allocation



Pakistan

PKR — Pakistani Rupee

Rs.

Monthly Weekly Annual

Showing monthly split

Your budget breakdown



Needs

50%

—

— / day

Rent, groceries, utilities, transport, insurance, minimum debt



Needs

50%

—

— / day



Wants

30%

—

— / day

Dining out, streaming, hobbies, shopping, travel & fun



Wants

30%

—

— / day



Savings

20%

—

— / day

Emergency fund, investments, retirement, extra debt



Savings

20%

—

— / day

Visual overview

Allocation

Total

—

Needs

—

Wants

—

Savings

—

Monthly vs Annual

Monthly

Annual

Adjust percentages — always sums to 100%

Needs50%

Wants30%

Savings20%

✓ 100% — perfectly balanced

Income split

 Needs—

 Wants—

 Savings—

Spending guide

 Needs—

Housing (rent / mortgage)—

Groceries & food—

Transport & fuel—

Utilities & internet—

Insurance—

 Wants—

Dining out & cafes—

Entertainment & streaming—

Shopping & clothing—

Travel & holidays—

Hobbies & fitness—

 Savings—

Emergency fund (3–6 mo)—

Investments / stocks—

Retirement / pension—

Extra debt repayment—

Annual projection

Needs / year

—

Wants / year

—

Savings / year

—

At this rate you will save — this year.